Legal

Privacy Policy

Effective date: April 15, 2026

This Privacy Policy explains how Cherry Capital Consulting LLC collects, uses, shares, and protects personal information in connection with RateGap.

1. Who We Are

RateGap is operated by Cherry Capital Consulting LLC.

2. Information We Collect

We may collect the following categories of information:

Information you provide directly

• email address;
• account credentials or authentication data;
• payment-related information handled through checkout providers (for example, Stripe), such as billing status or transaction identifiers—we do not store full payment card numbers on our servers when payments are processed by our provider.

Information you provide when using the product

Depending on the features you use, you may provide or generate inputs such as comparison amounts, fee assumptions, alert rules, tracking preferences, referral codes, and similar settings tied to your account.

3. Information Collected Automatically

When you use RateGap, we and our service providers may automatically collect certain technical information, such as:

• device and browser type, language, and general location derived from IP address;
• dates and times of access, pages viewed, and diagnostic or performance logs;
• cookies or similar technologies where used to operate, secure, or measure the service.

Our site may use Meta (Facebook) Pixel as disclosed in our page scripts; that technology is subject to Meta’s policies and may collect or process information as described by Meta.

4. How We Use Information

We use personal information to:

• provide, maintain, and improve RateGap (including comparisons, alerts, tracking, and guides);
• create and manage accounts, authenticate users, and send service-related messages;
• process subscriptions and payments through our payment providers;
• detect, prevent, and address fraud, abuse, or security issues;
• comply with law and enforce our Terms of Service;
• measure usage and improve product experience, including analytics where implemented.

5. How We Share Information

We may share personal information with vendors and service providers who assist us in operating the platform (for example, hosting, email delivery, payments, analytics, or customer support), subject to appropriate contractual safeguards where applicable.

We may disclose information if required by law, legal process, or governmental request, or to protect the rights, property, or safety of Cherry Capital Consulting LLC, our users, or others.

We do not sell your personal information in the traditional sense of selling lists of personal data for money. Where required by law, we will describe any “sale” or “sharing” activities in any legally required notices.

6. Retention

We retain personal information for as long as needed to provide the service, comply with legal obligations, resolve disputes, and enforce our agreements. Retention periods may vary depending on the type of data and legal requirements.

7. Security

We implement reasonable administrative, technical, and organizational measures designed to protect personal information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. Your Choices and Rights

Depending on where you live, you may have rights to access, correct, delete, or restrict certain processing of your personal information, or to object to certain uses. You may also have the right to lodge a complaint with a supervisory authority.

To submit a request, contact us using the details below. We may need to verify your identity before responding.

9. Children

RateGap is not directed to children under 13 (or the minimum age required in your jurisdiction), and we do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us and we will take appropriate steps.

10. International Users

RateGap is operated from the United States. If you access the service from other countries, your information may be processed in the United States or other locations where we or our providers operate.

11. Changes to This Policy

We may update this Privacy Policy from time to time. If we make material changes, we will post the updated version and update the Effective Date. Where required by law, we will provide additional notice.

12. Contact

If you have questions about this Privacy Policy, contact us at: